A loan officer died and met St. Peter at the Pearly Gates.
Peter said, “Well, you did a lot of good helping people get homes and you also donated a lot to charity. You even worked with Habitat for Humanity. But you told too many lies to the underwriters and were very rude to both your processor and office staff.
Because we aren’t sure where you’re going to fit in best, we’ve decided to give you tours of both Heaven and Hell and let you decide where you feel most comfortable.”
In Heaven, the Loan Officer really liked the streets paved with gold and the big mansions, but he found all the harp music to be a bit irksome.
When he toured Hell, he saw that everyone had their choice of playing tennis or golf, relaxing by the pool drinking, playing cards and dancing in the clubhouse.
He said to St. Peter, “This is a hard choice! Can I sleep on it?”
Mildly annoyed, St. Peter agreed.
The next morning the loan officer had made his choice. He begged, “Oh please, send me to Hell!”
When they opened up the doors of Hell, it had completely changed! It was the stereotypical Hell of torture, fire and brimstone.
“Hey!” the loan officer cried, “This is not what you showed me yesterday!”
St. Peter had a cold and abrupt reply: “I know. Pity you didn’t ‘lock it in’ yesterday.”