“The future is always beginning now”


Mark Strand,

(April 11, 1934 - November 29, 2014), American poet.

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Scott's Thoughts: Imaginary Issues


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Uncertainty isn't just a fact of life, it is proof of life. Everything alive changes... sometimes slowly, sometimes suddenly. There are changes we feel in real time and those we only observe in contrast, as when an old photograph from the past surfaces and we marvel at how much was different back then.

We spend a lot of time worrying about the future. Will the Chinese stock market crash our economy? How long will this drought last? Many of our fears seem to center on things far beyond our control, and yet they occupy a disproportionate amount of our mental energy.


It is strange that we would choose to cede control of our mind to conditions we cannot control. This is especially true when there are almost always tangible problems or challenges we could invest our energy in at the present moment.


Take time today to look at your life and ask yourself: What are my real issues? What lies directly before me that I can actually influence? A simple inventory of the real versus the imaginary can have a wonderful clarifying effect on both your to-do list and your mind.

Scott Levitt


Scott Levitt
President, Oakley Signs & Graphics

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Prudent Preparation

How Safe Is Your Neighborhood? Use These 5 Tools to Find Out
(5 minute read)

Why it matters: Crime is a big concern for buyers and sellers, but most only have a “general impression” of the actual crime rates in a certain area. The safety of a neighborhood impacts a home’s resale value. Whether you want to learn about crime statistic or safety initiatives in a particular location, this article will help you get the answers you need.


Mortgage Rates Fall, Reaching Nearly Three-Year Low
(5 minute read)

Why it matters: The Federal Reserve cut rates as expected 2 weeks ago, but the bigger influence on the financial markets was the development that a trade war with China has started. The result was a sharp drop in mortgage rates, which will likely draw many refinance borrowers into the market in the coming weeks.

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The Closing Word: Fungible


This week we continue our vocabulary-building series, "The Closing Word." Each week we provide a new word to help build your vocabulary and show you an example of how to use it.


This week's closing word:




Pronounced: (FUN-juh-bull)


of goods or commodities; freely exchangeable for or replaceable by another of like nature or kind in the satisfaction of an obligation

From Vocabulary.com: "Fungible comes from a Latin phrase meaning "to serve in place of " and that's what something that's fungible does: serves in place of what it's exchanged for."

a commodity that is freely interchangeable with another in satisfying an obligation


"Some people mistakenly believe real estate agents are fungible, given the similarity of their role in a transaction. Quality of service and level of experience are major differentiators, however."

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